Personal Auto Named Insured. Usually, the named insured is the only person or entity covered by every section of the policy. The named insured driver is the main individual listed on the insurance policy.
Named insured drivers control the insurance policy. This is the only portion of auto insurance that is mandatory. The named insured driver is the main individual listed on the insurance policy.
Policies can have more than one named insured driver—a spouse, for example.
Usually, the additional driver is someone who lives with the named insured. Named insured drivers typically are the owners of an insurance policy on a car they own or lease. A driver who is listed on the policy is not the same as an. Reviewed by shannon martin, licensed insurance agent.