Personal Auto Insurance Definition. Personal auto policy (pap) — a standard form promulgated by insurance services office, inc. It’s divided into two common types:
Personal injury protection (pip) car insurance can help pay the cost of injuries caused by a car accident where neither party was at fault. Liability auto insurance is the portion of an automobile insurance policy that pays out when you are found at fault in an auto accident. Any vehicle shown in the declarations;
Car insurance is a contract between you and your insurance company.
Vehicle insurance (also known as auto insurance , car insurance , or motor insurance. Two states, new hampshire and maine, require medical insurance coverage. Specifically, it limits coverage for family members to. Auto insurance is a contract between the policyholder and the insurance company.